It is mandatory to have a health insurance policy in order to be enrolled at Bielefeld University and you should check whether the health insurance in your home country is sufficient.
You need to provide a written confirmation of your health insurance provider (either in German or English) that
- you have a health insurance
- it is valid in Germany
- it provides you with sufficient insurance coverage.
- a regular travel health insurance cannot be accepted!
You have to take this written confirmation to one of the statutory health insurance providers in Germany. They will then issue a written exemption from compulsory insurance (called a "Befreiung") and you will need to show this to enroll at the university. If you have a private health insurance, you will have to pay for any necessary health treatment yourself and then claim the money back from the health insurance provider in your home country.Please note that your health insurance might only reimburse the costs according to common treatment rates in your home country. In that case, if the treatment is more expensive in Germany, you will have to pay the difference yourself.
Please note: As soon as you have taken out private health insurance in Germany, you will not be allowed to change to a statutory health insurance.
You are no longer entitled to a reduced student insurance rate from the statutory health insurance companies, so you should compare various companies and then decide which insurance company is best for you.
For more information please click here.