Although banks hardly differ in the services they provide, their fees vary considerably,
so it is worthwhile comparing several banks before making your choice.
A list with a selection of banks can be obtained at the Welcome Centre.
To open a bank account, you have to present your passport and your address. You will then receive a debit card ("EC-Karte") and a secret PIN number that you should memorize as you will need it when you use your card. The card can then be used to withdraw cash from your bank's cash dispensers. Please note that you will have to pay a fee if you withdraw money from cash dispensers of other banks.
Banks are generally open Mondays to Fridays from 8:30 to 16:00. Access to cash dispensers is usually 24 hours a day.Most banks offer so-called "Homebanking," "Online-Banking," or "Telebanking". These services can be very convenient if you work late hours because you can manage your accounts and transactions online or by telephone. Just ask your bank for more information. Most shops and petrol stations accept debit and credit cards but amounts under 10 Euros are usually paid in cash.