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The Future of Insurance

How Does Algorithmic Prediction Affect Insurance Practices?

November 2021 | Bologna

The written record of the workshop can be found here.

The traditional business model of insurance is going through a disruptive change. InsurTech and predictive analytics are raising high expectations because they can offer personalized policy premiums adapted to the individual level of risk. Whereas the personalization of premium setting represents an opportunity, however, it could also become a threat because it can question the principle of risk pooling and spreading on which the whole insurance mechanism is based. This international interdisciplinary workshop involved actuaries, practitioners and sociologists, and addressed the possible socio-economic, ethical and political consequences of algorithmic techniques in the field of insurance. The program can be found here.

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This project has received funding from the European Research Council (ERC) under the European Union's Horizon 2020 research and innovation programme (Grant agreement No. 833749).

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